LIHEAP Calculator 2025

Low Income Home Energy Assistance — Check eligibility & estimate your heating/cooling benefit

Free & Instant Heat & Cooling All 50 States Crisis Benefits
$500
Avg. Annual Benefit
6M+
Households Served/Year
150%
FPL Income Limit
$1,500
Max Crisis Benefit

Check Your LIHEAP Eligibility

Enter your details to see if you qualify for energy bill assistance and estimate your benefit amount.

LIHEAP benefit amounts vary significantly by state and available federal funding

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LIHEAP Energy Assistance 2026 Guide

The Low Income Home Energy Assistance Program (LIHEAP) is a federally funded program that helps low-income households with their home energy bills, energy crises, and weatherization/energy-related minor home repairs. It is critical for families struggling to pay winter heating or summer cooling costs.

Types of LIHEAP Assistance

  • Regular Assistance: A one-time payment sent directly to your utility company to help pay your heating or cooling bills.
  • Crisis Assistance: Expedited financial help if you are facing immediate utility shut-off or have run out of heating fuel (like propane or oil).
  • Weatherization: Funds to improve the energy efficiency of your home (e.g., insulation, weather-stripping, or furnace repair) to lower future bills.

Federal vs. State Income Limits

The federal government sets the maximum income limit at the higher of 150% of the Federal Poverty Level or 60% of the State Median Income. However, states can choose to set lower limits. Because LIHEAP operates on a block grant (it has a fixed budget), funds run out quickly. It operates on a first-come, first-served basis, so it is crucial to apply as soon as the application window opens in your state (usually early fall).

2025 LIHEAP Income Limits by Household Size

Income limits are approximately 150% FPL — most states use this or 60% of State Median Income, whichever is higher

Household Size Monthly Income Limit (150% FPL) Annual Income Limit
1 person $1,823/month $21,873/year
2 people $2,467/month $29,600/year
3 people $3,111/month $37,326/year
4 people $3,755/month $45,053/year
5 people $4,399/month $52,779/year
6 people $5,043/month $60,506/year
7 people $5,687/month $68,232/year
8+ people +$644/person +$7,727/person
Note: Actual limits vary by state. Some states use 60% of State Median Income, which may be higher. Contact your local LIHEAP office for your state's exact limits.

LIHEAP Frequently Asked Questions

Apply through your state or local LIHEAP administering agency — typically the Department of Social Services, a community action agency, or your local utility company. Many states allow online, phone, or in-person applications. Find your state's LIHEAP office at HHS LIHEAP page.

LIHEAP benefits average $200–$1,000+ per year for regular heating/cooling assistance. Crisis benefits — for utility shutoffs or broken heating/cooling equipment — can be $300–$1,500+. Cold-weather states like Maine, Vermont, and Minnesota typically offer higher benefits due to heating costs. Benefits are paid directly to utility companies or fuel suppliers, not to you.

Yes — LIHEAP funds are limited and often run out. Apply as early as possible each program year (typically opens October–November for heating season). Priority is given to elderly (60+), disabled individuals, and households with young children under 6. Crisis benefits are usually available year-round but also limited.

LIHEAP typically pays your utility company or fuel supplier directly — you do not receive cash. The benefit shows as a credit on your utility bill. For heating fuel deliveries (oil, propane), the payment goes directly to your fuel supplier.

Find Benefits Near You

Select your city below to see hyper-local government assistance offices, exact income limits, and localized application guides. Or use our ZIP Code Locator Tool for your specific neighborhood.