SSI Eligibility Calculator 2025

Check if you qualify for Supplemental Security Income

Free to use
Instant results
2025 updated

Check Your SSI Eligibility

Fill out the form below to see if you qualify for SSI benefits.

Include wages, Social Security, pensions, and other income sources

Include cash, bank accounts, investments, and other assets

SSI is available for people 65+ or those with disabilities

Must have a severe disability that prevents substantial work

Legal blindness has specific vision requirements

Your information is never stored or shared

About SSI Benefits

What is SSI?

Supplemental Security Income (SSI) is a federal program that provides monthly cash payments to people with limited income and resources who are 65 or older, blind, or have a qualifying disability.

  • Monthly cash payments for basic needs
  • Available to elderly, blind, and disabled
  • Based on financial need, not work history
  • Can be combined with other benefits
  • Automatic Medicaid eligibility in most states

Eligibility Requirements

To qualify for SSI, you must meet several requirements:

  • Age/Disability: 65+ or have qualifying disability
  • Income: Below SSI income limits
  • Resources: Below $2,000 ($3,000 for couples)
  • Citizenship: U.S. citizen or eligible non-citizen
  • Residency: Live in the U.S. or Northern Mariana Islands

2025 SSI Limits

SSI has strict income and resource limits. For 2025:

$943

Maximum Monthly Benefit (Individual)

$2,000

Resource Limit (Individual)

$1,971

Monthly Income Limit (Individual)

Frequently Asked Questions

What's the difference between SSI and SSDI?

SSI is a needs-based program for people with limited income and resources, regardless of work history. SSDI is based on work credits and is available to people who have worked and paid Social Security taxes.

Can I work and still receive SSI?

Yes, but your SSI benefit will be reduced based on your earnings. SSI has special work incentives that allow you to keep more of your benefits while working.

How do I apply for SSI?

You can apply for SSI in several ways:

  • Online at ssa.gov
  • By phone at 1-800-772-1213
  • In person at a Social Security office

What counts as income for SSI?

SSI counts most types of income:

  • Wages from work
  • Social Security benefits
  • Pensions and retirement benefits
  • Unemployment benefits