Stimulus Check Calculator 2025

Get guidance on stimulus eligibility and the Recovery Rebate Credit

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Check Stimulus Eligibility Guidance

Enter your basic information to see your status and possible next steps.

Filing status impacts income thresholds and credits

Typically line 11 on Form 1040

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State Stimulus & Tax Rebates 2026 Guide

While federal stimulus checks related to the pandemic have ended, many state governments continue to issue their own localized "stimulus checks," inflation relief payments, or structural tax rebates. These are usually funded by state budget surpluses.

Common Types of State Rebates

States generally distribute surplus funds in a few distinct ways:

  • Property Tax Rebates: Some states, like Pennsylvania and New Jersey, offer substantial direct rebates to elderly or disabled homeowners and renters.
  • Income Tax Rebates: States with massive budget surpluses occasionally issue flat-rate checks to anyone who filed a state tax return in the previous year.
  • Child Tax Credits: Over a dozen states have implemented their own state-level Child Tax Credits, providing $250 to $1,000 per child directly to working families.

How to Claim State Rebates

In most cases, you do not need to fill out a special application to receive a state stimulus check. The state department of revenue will automatically mail you a check or direct deposit the funds based on your most recently filed state income tax return. This makes filing a state tax return crucial, even if your income is so low that you are not legally required to file.

About Stimulus Payments

Economic Impact Payments

Economic Impact Payments (stimulus checks) are federal payments intended to provide relief during times of economic hardship. If no payments are active, you may still qualify for the Recovery Rebate Credit on your tax return if you missed a prior payment.

Learn about the Recovery Rebate Credit

Typical Income Thresholds

Previous programs used these AGI thresholds for full payments:

  • Single: up to $75,000
  • Head of Household: up to $112,500
  • Married Filing Jointly: up to $150,000

Frequently Asked Questions

Are there federal stimulus payments now?

There are currently no active federal stimulus payments. If you missed a previous payment you may qualify for the Recovery Rebate Credit on your tax return.

How do I get missing payments?

File or amend your federal tax return to claim the Recovery Rebate Credit. Use IRS tools to check your eligibility and payment status.

Will there be more payments?

Future payments would require federal legislation. Monitor official IRS and government announcements for updates.

Find Benefits Near You

Select your city below to see hyper-local government assistance offices, exact income limits, and localized application guides. Or use our ZIP Code Locator Tool for your specific neighborhood.

All 3 Stimulus Checks — History & Eligibility Guide

Between 2020 and 2021, the federal government sent out three rounds of Economic Impact Payments (EIPs) totaling up to $3,200 per adult and $2,500 per child. If you didn't receive all payments you were owed, you may still claim them as the Recovery Rebate Credit (RRC) on your federal tax return.

The deadline to claim missed stimulus payments is April 15, 2025 (via an amended 2021 tax return). After that date, unclaimed payments are permanently forfeited.

All 3 Stimulus Rounds — Amounts & Eligibility Matrix

RoundLawDateSingle (Full)Married (Full)Per ChildPhase-out Starts
EIP 1CARES ActApr 2020$1,200$2,400$500$75k/$150k
EIP 2COVID Relief Dec 2020Jan 2021$600$1,200$600$75k/$150k
EIP 3ARP ActMar 2021$1,400$2,800$1,400$75k/$150k
Total (1 adult + 2 children)—$6,400———

Source: IRS.gov — Economic Impact Payments

Income Phase-Out — How Much Could You Receive?

All three rounds had the same basic income structure. Payments reduced by $5 per $100 of income above the threshold:

Filing StatusFull Payment Up ToZero Payment Above
Single / MFS$75,000 AGI$80,000 (EIP3: $80k)
Head of Household$112,500 AGI$120,000 (EIP3: $120k)
Married Filing Jointly$150,000 AGI$160,000 (EIP3: $160k)

EIP 1 and 2 used 2019 or 2020 AGI. EIP 3 used 2020 or 2021 AGI.

How to Claim Missed Stimulus Payments (Recovery Rebate Credit)

If you were eligible but didn't get one or more stimulus payments, you can claim the Recovery Rebate Credit by filing (or amending) your tax return:

1
Missed EIP 1 or EIP 2 (2020 payments)?

File or amend your 2020 tax return. Deadline: April 15, 2024 — if you haven't done this yet, this deadline has passed.

2
Missed EIP 3 (2021 payment)?

File or amend your 2021 tax return. Deadline: April 15, 2025. Use IRS Form 1040-X to amend if you already filed.

3
Never filed taxes?

Even if you had no income, you must file a tax return to claim the RRC. Use IRS Free File — it's free for most people.

Stimulus FAQ 2025

No. There is no federally-approved 4th stimulus check as of February 2025. Some states have sent their own relief payments (California MCTR, Colorado TABOR refunds), but these are state programs, not federal stimulus. Beware of scam websites claiming otherwise.
Yes — SSI and SSDI recipients were eligible for all three rounds and received them automatically via the same payment method as their benefits (direct deposit or Direct Express card). If you didn't receive them, file your 2020/2021 tax return to claim the Recovery Rebate Credit.
No. Stimulus / Economic Impact Payments are excluded from income for SNAP, Medicaid, and SSI purposes. They also don't count as resources for the month received and for 12 months after for SSI.

Reviewed by Tax Policy Specialists

Stimulus payment rules from IRS.gov EIP page. Recovery Rebate Credit rules per IRC §6428, §6428A, §6428B. Verified Feb 2025.

Last verified: Feb 2025Apr 15, 2025 deadline for EIP3 claim

Official Sources

↗ IRS.gov — Economic Impact Payments ↗ IRS — Recovery Rebate Credit ↗ IRS — Where's My Refund? ↗ IRS Free File (free tax return)

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